Loan Analyst

17 / 01 / 2025

  • Auckland
  • Permanent / Full Time
  • Banking & Finance / Mortgages / Lending

Description

About the Company
First Mortgage Trust (FMT) is a rapidly growing NZ-owned financial services company, trusted to help New Zealanders grow their wealth.
  
FMT has been in operation since 1996 with offices throughout New Zealand. As an active fund manager, they have over $1.8 billion in funds under management, with a history of providing consistent investment returns for over 6,700 New Zealanders. They’re also the country’s largest alternative lender of first mortgages, supporting property projects and developments.
  
About the Role
The Loans Analyst is responsible for the timely assessment and execution of quality new and existing lending applications that deliver client outcomes in accordance with the trust deed and prudent lending standards.
As a member of the wider lending team, your contribution will support FMT to achieve their strategy, drive business performance and consistently providing a high standard of service to their customers.
  
Your key duties will include:

  • Prepare and analyse loan applications (including prudent background enquiries) in accordance with FMT’s lending policy, standard operating procedures and within delegated authority
  • Assist with the preparation of loan offers and instructions to solicitors
  • Ensure loan documentation is accurate prior to the drawdown of a loan advance
  • Follow up outstanding loan offers with brokers and/or clients
  • Work with the BDMs to process loan renewals including the preparation of reports for approval
  • Contribute to the effective pro-active management of the lending book including maturing loans and maintaining timely and accurate information in the lending pipeline
  • Work as an integral part of the “Deals team” actively contributing to the timely assessment and delivery of quality lending opportunities
  • Respond to customers in a timely and professional manner, providing a high standard of customer service

  
Skills & Experience Required
We are seeking interest from experienced Loans Analysts, who are motivated to join a fast paced, growing business. Applications are welcomed from candidates with property lending experience within both bank and non-bank environments, as well as interest from the wider lending and credit functions. Key to your success; you will have well-developed numeric and financial analysis skills, with the interpersonal profile to build credibility quickly.
As FMT also lend to complex, bespoke projects, you will have a proven ability to understand complex information, use strong judgement and demonstrate sound decision making.
  
What’s in it for you…
This is a great opportunity to join one of NZ’s fastest-growing alternative lenders and to play an important role in ensuring their continued success. You will be joining a business which operates with speed and agility, and with a track record of rewarding performance with further opportunities and advancement.

To be considered for this position, please submit your CV by following the link.

  • New Zealand's largest alternative lender of first mortgages
  • Opportunity to make your mark in a fast growing business
  • Auckland, Christchurch or Tauranga

Apply now

Loan Analyst

17 / 01 / 2025

  • Auckland
  • Permanent / Full Time
  • Banking & Finance / Mortgages / Lending

Description

About the Company
First Mortgage Trust (FMT) is a rapidly growing NZ-owned financial services company, trusted to help New Zealanders grow their wealth.
  
FMT has been in operation since 1996 with offices throughout New Zealand. As an active fund manager, they have over $1.8 billion in funds under management, with a history of providing consistent investment returns for over 6,700 New Zealanders. They’re also the country’s largest alternative lender of first mortgages, supporting property projects and developments.
  
About the Role
The Loans Analyst is responsible for the timely assessment and execution of quality new and existing lending applications that deliver client outcomes in accordance with the trust deed and prudent lending standards.
As a member of the wider lending team, your contribution will support FMT to achieve their strategy, drive business performance and consistently providing a high standard of service to their customers.
  
Your key duties will include:

  • Prepare and analyse loan applications (including prudent background enquiries) in accordance with FMT’s lending policy, standard operating procedures and within delegated authority
  • Assist with the preparation of loan offers and instructions to solicitors
  • Ensure loan documentation is accurate prior to the drawdown of a loan advance
  • Follow up outstanding loan offers with brokers and/or clients
  • Work with the BDMs to process loan renewals including the preparation of reports for approval
  • Contribute to the effective pro-active management of the lending book including maturing loans and maintaining timely and accurate information in the lending pipeline
  • Work as an integral part of the “Deals team” actively contributing to the timely assessment and delivery of quality lending opportunities
  • Respond to customers in a timely and professional manner, providing a high standard of customer service

  
Skills & Experience Required
We are seeking interest from experienced Loans Analysts, who are motivated to join a fast paced, growing business. Applications are welcomed from candidates with property lending experience within both bank and non-bank environments, as well as interest from the wider lending and credit functions. Key to your success; you will have well-developed numeric and financial analysis skills, with the interpersonal profile to build credibility quickly.
As FMT also lend to complex, bespoke projects, you will have a proven ability to understand complex information, use strong judgement and demonstrate sound decision making.
  
What’s in it for you…
This is a great opportunity to join one of NZ’s fastest-growing alternative lenders and to play an important role in ensuring their continued success. You will be joining a business which operates with speed and agility, and with a track record of rewarding performance with further opportunities and advancement.

To be considered for this position, please submit your CV by following the link.

  • New Zealand's largest alternative lender of first mortgages
  • Opportunity to make your mark in a fast growing business
  • Auckland, Christchurch or Tauranga

Apply now